Barton Mutual Insurance
Until 1969, the company was a single-county farm
fire insurer. The decision to change the company to
a state-wide insurer offering a broader array of
products was based on the changing face of rural
Missouri. With the addition of Cape Mutual (1982)
and Gateway Mutual (1986) to form the Barton Mutual
Group, the trio of mutuals covered most of Missouri. In January 2012, the three companies were merged into one, operating under Barton Mutual
Insurance Company. We continue to seek ways to deliver our service at
the lowest possible cost. Barton Mutual writes
Homeowner, Farmowner, Mobile Homeowner,
Condominium, Rental and Seasonal, Vacant and Commercial
properties. We are also a placement facility for hard-to-insure vacant
properties and for stand-alone farm liability and
What does mutual mean to you?
The mutual concept, created by Benjamin Franklin, is
a cost-effective way of buying insurance. It means
your premium dollar buys only insurance. Nothing
goes to investors.
Our sole mission is service through insurance. Your
agent, located in your community,
represents us because he finds value in our service.
Barton Mutual has no other function but to
provide you with excellent service through your
agent. As your agent attempts to find
you the best product at the best price, we’re one of
his trusted sources.
You buy insurance for peace of mind. We know you
rest only if we have the financial strength to cover
all of your needs. That’s why we constantly measure
our strength. We too buy insurance against
wide-spread catastrophe, selecting only the
strongest tier of reinsurers worldwide.
If you are a policyholder or applicant for insurance
through Barton Mutual, you are welcome to review our financial information
and reinsurance arrangements. And we certainly want
to hear from you if you know of better ways to
perform. After all, as a policyholder, you own the